Purchase · Refinance · Home Equity
Financing Dreams, One Home at a Time.
Home loans made simple. Tell us what you’re here for, and we’ll point you to the right loan.
Get Matched With the Right Loan
Complete the form below and we'll be in touch.
Buy, refinance & home equity
Self-employed & 1099 welcome
Loans $150K–$3M
No-obligation pre-qualification
Let’s Get Started
What are you here for?
Pick what fits your situation and we’ll take you to the right home-loan option.
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I’m buying a home
Find the right loan for your purchase, whether it’s your first home or your next one.
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I want to refinance
Lower your rate, change your term, or free up monthly cash flow.
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I want to use my home’s equity
Get cash from your home with a HELOC, without touching your first loan.
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I’m a first-time buyer
Low-down-payment loans and simple, step-by-step guidance.
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Not sure yet?
Answer a few quick questions and we’ll show you which loans may fit. No obligation.
Loan Programs
A loan for every path to homeownership
Simple options for first-time buyers, growing families, and self-employed pros alike.
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Do you have good credit?
A Conventional loan is typically a fit for buyers with strong credit, often with a low down payment.
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Credit challenges but want a low down payment?
FHA loans allow lower credit-score options and require a lower down payment, a popular path for first-time buyers.
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Veterans
VA loans help eligible veterans, active-duty service members, and surviving spouses, using earned entitlement, with no monthly mortgage insurance.
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Higher loan-limit options for strong credit
Jumbo loans cover amounts above standard limits, typically for buyers with strong credit.
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Self-employed or 1099 income?
Qualify using bank statements, 1099s, or your assets instead of tax returns.
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Need to tap into the equity in your home?
A HELOC can help you access your home’s equity without changing your first mortgage.
Who We Are
Getting a home loan shouldn’t be complicated.
We’re here to guide you through every step with clarity, speed, and care, and to connect you directly with your loan officer. Here’s what we stand for.
SERVICE
We put you first by delivering the highest level of service through quality, competency, and trust.
TEAM
We work as one team, share accountability, and take pride in getting you to the finish line.
LEAD
We lead by example, value every person, and treat you with respect at every step.
GROWTH
We keep learning and improving, so you always get better guidance and a smoother experience.
Frequently Asked Questions
Straight answers about working with Nation First and finding the loan that fits.
Is NationFirst a lender or a broker?
NationFirst provides home loan and financing solutions designed around your needs and goals. Their team helps guide you through the loan process, from application to approval, with flexible options and transparent information along the way.
What states does NationFirst lend in?
NationFirst offers mortgage and financing solutions designed to meet the needs of borrowers in the markets it serves. Availability can vary by location and loan program. A NationFirst loan professional can confirm the options available in your area.
What credit score do I need to buy a home?
Credit score requirements vary depending on the loan program, property, and other factors. NationFirst offers flexible loan options, and a loan professional can review your situation and explain which programs may be available to you.
What if I have no credit score at all?
Having little or no traditional credit history does not necessarily mean you cannot explore home financing. Depending on the loan program, alternative documentation may be considered. A NationFirst loan professional can review your financial situation and explain your available options.
Can I get a home loan if I am self-employed?
Yes. Self-employed borrowers may have several financing options depending on their income, business history, assets, and documentation. NationFirst can review your financial profile and help determine which loan options may fit your situation.
How do I find out which loan I qualify for?
Start by completing the NationFirst application. Provide information about your goals, financial situation, and loan needs, and a member of the NationFirst team can review your information and discuss the options available to you.
Ready to find
your loan?
Ready to find your loan?
Get a fast, no-obligation pre-qualification, or talk to a licensed NationFirst loan officer today.
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